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Mortgage in Irish (Morgáiste): Meaning, Pronunciation, Usage

The Irish for mortgage is morgáiste, a masculine noun (plural morgáistí).
Updated October 2026Report a mistake

How to say “mortgage” in Irish

Irish:
morgáiste
English:
mortgage
Word type:
noun
Gender:
masculine, fourth declension
Pronunciation:
“MOR-gaw-shtyeh”  /ˈmˠɔɾˠɡˠaːʃtʲə/
Various forms
Plural:
morgáistí (mortgages)
Genitive singular:
morgáiste, an mhorgáiste (e.g. aisíocaíochtaí an mhorgáiste, the mortgage repayments)
Genitive plural:
morgáistí, na morgáistí (e.g. rátaí morgáistí, mortgage rates)

What does “morgáiste” mean?

mortgage
A loan from a bank or lender to buy a house or property, with the property as security.Also: home loan, housing loan.

“Morgáiste” with the article

The plural of mortgage in Irish is morgáistí. Here is morgáiste after the article (an t-alt), in the singular and the plural.

an morgáiste
the mortgage
No change after an
na morgáistí
the mortgages
Plural: no change after na

“Morgáiste” in a sentence: Irish examples

Common Irish sentences using morgáiste, the Irish word for mortgage.

Fuaireamar morgáiste ón mbanc anuraidh.
We got a mortgage from the bank last year.
Tá an morgáiste íoctha againn faoi dheireadh.
We have finally paid off the mortgage.
Tá ráta úis an mhorgáiste ag ardú.
The mortgage interest rate is rising.
Tá morgáistí an-daor sa chathair anois.
Mortgages are very expensive in the city now.
Íocaim mo mhorgáiste gach mí.
I pay my mortgage every month.
Tá go leor daoine i riaráistí morgáiste.
Lots of people are in mortgage arrears.
Chuir sé an teach faoi mhorgáiste.
He mortgaged the house.

Other nouns in Irish

More everyday Irish nouns to learn next.

Mortgage in Irish: frequently asked questions

What is the Irish for mortgage?

The Irish for mortgage is morgáiste (pronounced “MOR-gaw-shtyeh”). It’s a masculine noun and the plural is morgáistí.

How do you pronounce morgáiste in Irish?

Morgáiste is said like “MOR-gaw-shtyeh” (IPA /ˈmˠɔɾˠɡˠaːʃtʲə/).

What is the plural of mortgage in Irish?

The plural of morgáiste is morgáistí; with the article, na morgáistí means “the mortgages”. The genitive plural is morgáistí, as in rátaí morgáistí (mortgage rates).

Why does morgáiste change to mhorgáiste?

After words like mo (my) and do (your) the first letter is lenited: mo mhorgáiste. After ár (our) it stays ár morgáiste, because m does not take eclipsis.

How do I say 'to mortgage a house' in Irish?

Say 'teach a chur faoi mhorgáiste', or use the verb 'morgáistigh'.

Is 'iasacht' the same as 'morgáiste'?

'Iasacht' is any loan, while 'morgáiste' is specifically a loan secured on property.

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